Need Cash? Get Up To ₹5 Lakh Loan in Minutes!
EMI starts at just ₹929/month. *T&C applies.
👉 8.5% Interest Rate
👉 Only 2 documents required
👉 100% online process
👉 No branch visits or paperwork!
Simplify Your Finances with ₹5 Lakh Instant Loan!
Enjoy a quick, hassle-free process and fast approval to meet your financial needs effortlessly.
Who can Apply?
Personal Loan eligibility criteria
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Charges for Online Personal Loans
The interest rate on personal loans varies based on the customer’s profile. In addition to interest rates, other charges may apply. Below is a detailed breakdown of these charges:
| Charge Type | Details (Inclusive of GST) |
|---|---|
| Processing Fees | Up to 4.5% |
| Penal Charges | Up to 36% per annum on unpaid installments |
| Foreclosure Charges | Applicable after a 15-day cooling period from the loan agreement date. |
| Charge as % of Principal Outstanding: | |
| 16 days – 12 months: 7.08% | |
| 13 – 24 months: 4.72% | |
| > 24 months: 3.54% | |
| Bounce Charges | ₹0 – ₹750 |
| Duplicate NDC/NOC Charges | ₹0 – ₹500 |
For more details, please review your loan agreement or contact customer support.