Privacy Policy for Prerna Finserv

At Prerna Finserv, your privacy and data security are our utmost priorities. This Privacy Policy outlines how we collect, use, and protect your information when interacting with our services. By accessing or using our website and services, you agree to the terms of this Privacy Policy.

1. Information We Collect

To provide you with hassle-free loan services, we collect the following information:

  • Personal Information: Name, contact number, email address, and residential details.
  • Financial Information: Income details, bank account details, and credit history.
  • Identification Documents: Aadhaar card, PAN card, or any government-issued ID (as required).

2. How We Use Your Information

The information collected is used for:

  • Processing your loan application.
  • Verifying your identity and eligibility for a loan.
  • Communicating updates and loan-related information.
  • Improving our services based on your feedback and preferences.
  • Complying with legal and regulatory requirements.

3. Data Security

We implement robust security measures to protect your data, including:

  • Secure encryption for online transactions.
  • Restricted access to sensitive information.
  • Regular monitoring and audits of our systems to prevent unauthorized access.

4. Data Sharing

We do not sell or rent your personal information to third parties. However, your data may be shared with:

  • Partner financial institutions or banks to process your loan.
  • Legal or regulatory authorities, if required by law.
  • Service providers assisting us with operational tasks (e.g., verification services).

5. Your Rights

As a user, you have the right to:

  • Access the personal information we hold about you.
  • Request correction of inaccurate information.
  • Withdraw consent for data processing, subject to applicable laws.

To exercise these rights, please contact us at support@prernafinserv.com.

6. Cookies and Tracking Technologies

Our website uses cookies to enhance your browsing experience and analyze site traffic. You may disable cookies through your browser settings, but some features may become unavailable.

7. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices or content of these external sites.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulations. Please review it regularly for updates.

9. Contact Us

For questions or concerns about this Privacy Policy, reach out to us:

By using Prerna Finserv’s services, you acknowledge that you have read and agreed to this Privacy Policy.